Dr. Kevin Elko | Keynote Speaker

Dr. Elko received his Bachelors in Biology Education and Coaching from California University of Pennsylvania. He then went on to West Virginia University where he received two Masters and a Doctorate and was later inducted into West Virginia University Hall of Fame. He went on to intern at the United States Olympic Committee in Colorado Springs. In Sports, he has consulted with various successful NFL teams including The Pittsburgh Steelers, The Dallas Cowboys, The Philadelphia Eagles, The Miami Dolphins and The New Orleans Saints.  In college sports, Dr. Elko has worked with seven BCS National Championship Football Teams including The University of Miami, L.S.U., The University of Alabama and Florida State University.

In the business world, Dr. Elko focuses on helping organizations in the areas of Leadership, Goal Setting, and various other motivational topics. His corporate clients have included New York Life Investments, ING, Tyson Foods, Abbott Labs, LPL Financial, The Hartford, Genworth, Jackson National Life, Pioneer Investments, Morgan Stanley, Bank of America, Merrill Lynch, and Sun Life just to mention a few. Dr. Elko is the author of seven books, Nerves of Steel, The Pep Talk, True Greatness: Mastering the Inner game of Business Success, Touchdown: Achieving Your Greatness on the Playing Field of Business and Life, The Sender, Sender Companion Journal and Believing is Seeing.


Kyle Bergeron | Blue Bridge Financial, LLC

Senior Vice President – Portfolio Management / Capital Markets, Kyle Bergeron, has over 15 years of experience in the financial services and financial technology industries. Kyle leads Blue Bridge’s Capital Markets and Portfolio Management functions.  In this role he is responsible for managing the key financial functions for Blue Bridge. With his background as a Senior Capital Markets Pricing Analyst and Multifamily Product Manager for Fannie Mae, Kyle brings a deep knowledge of fixed income pricing, P&L analysis, balance sheet management and cash flow reporting.  While at Fannie Mae, Kyle was also responsible for the financial forecasting process of a $2.8 trillion portfolio. Prior to working at Fannie Mae, Kyle served as Senior Financial Analyst at Stout Risius Ross, and Shields and Company, Inc. where he conducted fairness opinions, business valuations, M&A advisory, and other consulting work for financial services companies. Kyle holds a B.S. in Mathematics with a minor in Economics from Georgetown University.

Leighton Bost | Navitas Credit Corp.

Leighton Bost has been the Recovery Manager for Navitas Credit Corp. for the last four years, and has over 13 years of experience in the areas of collections, repossession, recovery, and remarketing. In his current role, Leighton and his team facilitate negotiations with defaulted customers, often with the assistance of Navitas’ broker originator sources, ranging from restructuring of debt to return of collateral and legal proceedings in an effort to minimize losses. He lives in Lexington, South Carolina with his beautiful family and spends most of his time away from work ushering his children to sporting events.

Charles (Bud) Callahan, Jr., CLFP, BPB | National Equipment Leasing, Inc.

Bud Callahan started his career in the automotive industry in 1968, where he achieved the Ford Motor Company’s Grand Master Sales Award five years in a row. He started Ambassador Financial Services a decade later, and then returned to the automotive industry as a new car sales manager, vice president and general manager. In 1998 he joined the leasing industry once again as vice president and general manager of Dellen Financial Corporation, which became National Equipment Leasing, Inc. in 1999 with Bud as president, a role he remains in to this day.

Paul Cheslock | North Mill Equipment Finance

Paul Cheslock joined North Mill Equipment Finance in the fall of 2018 as Vice President, Customer Relations. Leveraging his more than 25 years of leasing sales leadership and customer relations experience, he supervises North Mill’s account management team. The team is responsible for cultivating relationships with referral agents and overseeing the many transactions that are submitted daily to the company.  Paul is also responsible for building the strategy for North Mill’s business development program. Before joining North Mill, Paul was Vice President, Indirect Markets for TimePayment, focusing on expanding and enhancing the company’s third-party referral source pipeline. Prior to TimePayment, he held various sales leadership and client relationship management roles at Marlin Equipment Finance, Leaf Equipment Finance and GE Capital in support of their small-ticket leasing and program initiatives. Paul earned his BS in Business Management from Almeda University. He resides in Columbia, Missouri with his wife and two children.

Neil Clark, CLFP | Koala Capital Group

Neil Clark, CLFP currently serves as the CEO of Koala Capital Group in Nashville, TN. He initially kicked off his career in equipment leasing in 1999 starting as a sales representative then moving on to VP of Sales managing a team of 16 sales reps at a small broker shop. Neil launched Koala Capital Group in 2019, focusing on an engaged "sales-rep centric" sales culture to help manage, develop, and cultivate equipment vendor relationships. Prior to joining the finance world, Neil was involved in the restaurant industry for several years as an owner/operator, multi-unit restaurant manager, and corporate trainer for Yum Brands, Inc. Neil received his BA in Hospitality Management and his master's degree/MSA in Human Resource Management from Central Michigan University. He obtained his CLFP in 2015 and serves on several AACFB committees to support funders and brokers. 

Ron Elwood | Navitas Credit Corp.

Ron joined Navitas Credit Corp. in February 2017. He has over 16 years of experience in the areas of Credit and Business Development. Ron began his leasing career as a Credit Analyst in December 1999 for Republic Leasing Company, a primary funding source in the industry at that time. His experience includes decisioning app only and commercial credit submissions, and growing a Business Development team that has funded over $650 million in broker/lessor-originated transactions.  He lives in Lexington, South Carolina with his wife, Marisa, and holds a B.A. in Business Administration from Southern Wesleyan University and an MBA from the University of South Carolina.

Laura Estrada | Preferred Capital Funding

Laura Estrada is a vital part of the family-owned business, Preferred Capital Funding. She handles marketing, processing and closing different types of commercial loans. Her expertise is in equipment and transportation.  Laura graduated from the University of Georgia and has worked for several large companies in marketing and sales. She enjoys working with and offering options for clients seeking commercial loans. Preferred Capital Funding, Inc., became a member of the AACFB (NAELB) in 2014.

Hannah Fagan | Amur Equipment Finance

Hannah Fagan is a human resource leader with over 12 years of responsible and progressive experience in human resource management. Hannah’s professional experiences includes strategic program management, training/employee development, resource and budget forecasting, employee benefits, recruiting and retention, policy development, employment law, organizational development and employee relations. Hannah is currently the Human Resources Manager for Amur Equipment Finance, headquartered in Grand Island, Nebraska. In this role, she is responsible for the HR support for nearly 300 employees nationwide. Hannah received a bachelor’s degree in Business Administration & Spanish from Nebraska Wesleyan University and a Master’s degree in Management from Doane College with an emphasis in International Business, and is an active member of the Society of Human Resources Management (SHRM). In her spare time, Hannah enjoys photography, soccer and is a dog lover.

Stephanie Hall | BankFinancial Equipment Finance

Stephanie Hall currently serves as Executive Vice President of the Small Ticket segment of BankFinancial Equipment Finance.  She has extensive experience in small-ticket equipment finance, having made her home in the space for more than 15 years.  She was previously Executive Vice President at ACG Equipment Finance (formerly BlackRiver Business Capital) where she was responsible for syndication, portfolio sale, oversight of credit and funding, compliance and documentation. Prior to joining ACG, she was Vice President of Third-Party Originations for Bryn Mawr Funding for more than 10 years.  Ms. Hall earned her CLFP designation in 2014 and has been very involved in industry associations.  She spent several years on the board of directors for the National Equipment Finance Association, culminating with her service as President/Chairman of the Board in 2016-2017.  She is currently serving on the Chris Walker Education Fund Committee, the Advisory Council for Equipment Finance Cares, the Small Ticket Business Council Steering Committee for the ELFA and on the Standards and Ethics Committee for the National Equipment Finance Association.

Michael Hong | Taycor Financial

Michael Hong is President, CEO & board member at Taycor Financial. Hong began his career in the equipment finance industry as a teenager in the mail room, and over the last 20-years has accumulated a lifetime of lessons by working for and with countless inspiring mentors. Hong is originally from Texas and started his career in equipment finance for a company in Georgia. Hong worked his way through various sales and business development roles before relocating to California in 2011 and accepting a role as Director of Business Development at Taycor. At Taycor, Hong was responsible for the company’s development of several key technologies and process improvements that led to the organization’s year over year record growth. He was promoted to President and CEO of Taycor in 2015 and has continued to grow and evolve the company’s capabilities and product offerings.

Dale Kluga | Providence Equipment Finance

Dale Kluga is a Commercial Banking and Leasing Executive with over 40 years of consistent advancement in business development, credit, collections and operations. Demonstrated accomplishments include: founding and managing the commercial leasing business for LaSalle National Bank of Chicago; founding partner of Great American Leasing Company, LLC, a small ticket leasing operation; founding partner of Cobra Capital LLC (NKA Providence Equipment Finance) a SME funding, portfolio servicing and bank leasing back office company; Chief Credit Officer and Managing Partner of a portfolio servicing business at LINC Scientific Leasing, the largest independent medical leasing company at the time; and co-founding a suburban banking facility for LaSalle National Bank at the age of 29.

Andrew MacDougall | Notarize

Andrew MacDougall is the Corporate Storyteller at Notarize, where he speaks to the impact of technology on accessibility and digital trust. He is also the author of “The Complete Guide to Remote Online Notarization,” which explains how new laws, technologies, and consumer demand are reshaping the notarial act and the future of trust in the digital age. Before joining Notarize, Andrew led training and communication efforts on behalf of the U.S. Department of Transportation and reported for The Boston Globe. Andrew earned a B.A. in Journalism from Northeastern University.

Bradon Marshall | Quality Leasing Co., LLC

Bradon R. Marshall started his career in the equipment leasing industry in 2015 after graduating from West Texas A&M University with a dual degree in Business and Education. During his tenure in the industry he was named Chief Operating Officer and later President of C.H. Brown Company.  Bradon joined the Quality Leasing team in October of 2019 and led the group as a top-producer in 2020.  Bradon resides in Central Texas with his wife: Taylor, daughter: Tatum, and—the newest addition to the Marshall family—son: Banks.

Mike Morris | North Mill Equipment Finance

Mike Morris joined North Mill Equipment Finance as Vice President of National Accounts. An industry veteran with more than 12 years in the leasing space, Mike came to North Mill with a proven track record of growing accounts by deepening relationships and customizing solutions. In his role, Mike is responsible for gaining market share and identifying new opportunities for growth. Prior to joining North Mill, Mike held various sales and leadership positions at both Marlin Equipment Finance and LEAF Commercial Capital. At Marlin, Mike served seven years as the Director of Sales for the Office Equipment Group and managed the largest relationship at Marlin. At LEAF, he managed a sales team in the Diversified Markets Group. Mike earned a BA from Philadelphia College of Textiles and Sciences. He resides in South Jersey with his wife.

Mike Mroszak | Dedicated Financial

Mike Mroszak is the VP of Strategic Partnerships at Dedicated Financial, and has spent 11 years in equipment and services sales in the finance space. He is an avid traveler and is a lifelong student of martial arts, which he's found to be a modern day survival skill when traveling by air. Mike also enjoys volunteering his time on the board of a local non-profit, createMPLS.

Crystal Murcha | Amur Equipment Finance

Crystal joined Amur in 2021 as part of the relationship management team working directly to support origination partners located on the east coast. Crystal is dedicated to providing excellent customer service and has more than 20 years’ experience in relationship management, sales, and operations and more than 15 years’ experience in equipment finance and leasing.

Cindy Novak | FileInvite

Cindy Novak is the National Sales Manager for FileInvite. She proudly calls Highlands Ranch, Colorado home, and is mom of two grown children and two amazing kitties. With a strong background in sales management, she enjoys the challenge of building a brand. Her goal is to establish FileInvite as a leader in helping businesses automate document collection. She loves to travel and explore new destinations and loves everything Disney – that’s her form of therapy! Cindy is excited to be an integral part of FileInvite's growth and is looking forward to establishing new relationships and partnerships.

Mae Philpott, CLFP | Quality Leasing Co., LLC

Mae Philpott is a Senior Leasing Consultant at Quality Leasing Co., Inc.—where she has been part of their superb team since 2016. She has been on the lender side of commercial equipment leasing for more than 15 years and has worn multiple hats under various sales and marketing titles throughout her career. Prior to commercial finance, Mae held positions in PR, marketing, and as a youth director where she synthesized the enthusiastic, light-hearted approach to work that she continues to bring to each endeavor today. She earned her BA degree from Tulane University in both Communication and Psychology, with a minor in Business; and earned her CLFP designation in February of 2016. Mae currently works from Quality's Charlotte, NC office and devotes her spare time to taking care of her two amazing children.

Harmony Oswald | Oswald Law Firm

After working at Hunt & Henriques and Wright Law Group as a finance litigator and establishing an undefeated trial record- winning 16 trials to obtain judgment in favor of her client plus costs, in January 2022, Harmony launched Oswald Law Firm to focus on results driven CA commercial finance enforcement. She helps clients to meet their goals by drafting and sending demand letters, leading effective, pro-active campaigns to locate and collect collateral quickly, filing lawsuits, preparing and filing default packages, engaging in discovery (Request for Admissions, Request for Production of Documents, Special Interrogatories, Form Interrogatories), making various Civil appearances (CMC, MSC, TSC, TRC, OSC), making law and motion appearances (RFA, JOP, MSJ), drafting oppositions, engaging in settlement negotiations, drafting payment plans and stipulated judgment agreements, completing trial preparation including working with witnesses, appearing at trials, conducting post-judgment asset investigations, leveraging all available post-judgment remedies to turn assets into funds through possession and sale of personal and business property, real estate, garnishment of wages, and bank accounts, and providing analysis and advice regarding the course of action most likely to succeed in the collection of assets.

Carrie Radloff, CLFP | American Financial Partners

Carrie Radloff is a Business Development Manager for American Financial Partners (AFP). She has been in the business for over 21 years, spending her first 10 years in credit and sales for U.S. Bank Manifest and the last 11+ years with AFP. She graduated from Southwest Minnesota State University in 1998 with a B.S. in Accounting and in 2006 with a Master of Business Administration degree. Carrie attained her Certified Lease and Finance Professional (CLFP) designation in 2016. Carrie became involved with the association in 2013 when she joined the Marketing Committee serving as co-chair from 2014-2017.  Carrie joined the board of directors in 2017 is currently serving as president of the AACFB board as well as serving as the board liaison for the Meetings Committees. Carrie is a member of various local non-profit boards and resides in Minnesota with her husband Scott and two daughters Madison and Samantha.

Kendra Ramirez | Kendra Ramirez Digital Agency

Kendra Ramirez is globally recognized on the home page of LinkedIn.com, Women of Influence Award Winner, John Barrett Entrepreneur Vision Award recipient, Cincy Chic Woman of the Year, AMA Marketing Legend and a finalist for the Social Media Innovator of the Year. Since 2005, she has helped hundreds of organizations, including Fortune 500 companies, leverage digital technologies. Kendra has spent more than 15 years in technology companies as a change agent in sales, marketing and recruiting leadership for B2B customers.

Shervin Rashti | SLIM Capital, LLC

Shervin Rashti has over 20 years of experience in forming, capitalizing, operating and exiting start-up ventures. Shervin started in the leasing business in 2004, when one of his investors for his digital media distribution company offered him the opportunity to manage a leasing portfolio. After surpassing funding capacity for the fund, Shervin used his experience and ability to underwrite and sell full package transactions to launch a commercial division for CapNet Financial Services. Shervin served as VP of Commercial Lending for CapNet and was able to succeed in placing commercial transactions for the multitude of deals being originated. He then co-founded a direct sub-prime specialty finance company, Maxim Commercial Capital in 2008. After nearly 10 years, in 2017, Shervin chose to sell his interest in Maxim and launch SLIM Capital, LLC as a direct, independent equipment lease and finance company specializing in both credit-based and structured, collateral based transactions. Shervin earned his BS from University of California at Riverside.

Reid Raykovich, CLFP | Certified Lease & Finance Professional Foundation

Reid Raykovich, CLFP has been the Executive Director of the Certified Lease & Finance Professional Foundation since April 2012. Reid began her equipment finance career at Great American Insurance (formerly Premier Lease & Loan Services) in April 2003 and obtained her CLFP designation in 2005. She then held various positions within the industry at McCommon Leasing, Irwin Commercial Finance and Financial Pacific Leasing. She has been active with the NEFA (formerly UAEL) as a Regional Director, and was the Conference Chair Person for the Fall 2009 Super Regional Exposition.  Recently, Reid was honored as a Pioneer Icon by Monitor Magazine as well as one of the Top 50 Most Influential Women in Leasing and was Leasing News Person of the Year in 2018.  Additionally, Financial Pacific Leasing honored her with the Above and Beyond Leadership Award.

Richard Ripley | Equifax Commercial Information Solutions

Since graduating from The University of Cincinnati, Richard has dedicated his professional life to applying his degree in entrepreneurship to aid financial institutions and businesses of all sizes responsibly grow and maintain market share. For 22 years, he has helped thousands of businesses, including countless Fortune 500 corporations, to identify inefficiencies and streamline processes. Resulting in millions of dollars saved for lenders, business owners, and ultimately increased access to capital for North America’s small to medium sized businesses. He is a proud recipient of Equifax’s two most prestigious awards; the One Equifax award and Chairman’s Circle of Excellence (only given to 0.01% of Equifax’s 15,000+ employees worldwide). When Richard is not working, he enjoys snow skiing with his wife and 3 children and playing one on one basketball with his teenage son. 

Pete Sawyer, CLFP, | Sun South Equipment Leasing, Inc.

Pete Sawyer is the President and founder of Sun South Equipment Leasing Inc., based in Lakeland, Florida. Sun South funds equipment leases in Florida and places transactions with lenders outside the State for small to large firms nationwide as needed. Pete has been active with AACFB for over 20 years serving on committees, the Board of Directors and past President (2016). He has been a Certified Lease and Finance Professional, CLFP since 1998 and is a firm believer in fair and straightforward business practices.  He is also a past / current board member of the CLFP Foundation.Pete is a current board member and past President of the Boys and Girls Club of Lakeland, member of Kiwanis and has served on other non-profit boards in the Lakeland area.

Kalah Sprabeary, CLFP, HUB Funding Solutions

Kalah Sprabeary has been involved in the alternative financing sector as a broker and direct lender. Her experience in multiple industries such as oil and gas, agriculture, construction, and real estate has provided a depth of direct industry knowledge. Kalah and their team at HUB focuses on customized funding solutions, ranging from equipment funding, factoring, working capital, commercial real estate, and supply chain.

Vinny Testa, Notarize

Vinny Testa is a Senior Account Executive at Notarize, where he specializes in building relationships, brand awareness, and product affinity. With more than a decade of sales experience, Vinny works alongside Notarize’s marquee customers to craft innovative solutions and optimize existing business operations. He is passionate about the role Notarize plays in bringing trust to life’s most important moments. Prior to Notarize, Vinny managed some of the country’s largest dealer groups at CarGurus. Vinny graduated with a B.A. in Business Management from the Isenberg School of Management at the University of Massachusetts.

Brian Tri, Channel

Brian joined Channel in August 2019 and leads strategic initiatives and business process from the point of client applications through funding. Prior to Channel, Brian worked 21 years at U.S Bank, where his career spanned U.S. Bank Equipment Finance, Global Corporate Trust, and Risk Management & Compliance. After four years as the Director of Operations, he became Director of Sales for the community bank lease outsourcing program. Brian subsequently led the Portfolio Services Group before the backup servicing product was realigned to Global Structured Finance, where he gained valuable insights into the securitization market and trust administration. His most recent leadership role was the Senior Business Line Risk Manager for the wealth management and institutional investment services business areas of U.S. Bank. Brian holds a B.A degree from St. Olaf College, where he earned departmental distinction in Economics & Finance.

Melissa "Mel" Vinson, CLFP, CLFP Foundation

Melissa “Mel” Vinson, CLFP, is the Director of Academies at the Certified Lease & Finance Professional Foundation. She is a native of Portland, Oregon, and a graduate of Oregon State University. She began her career in banking with U.S. Bank back in 2012 and found that this was a great path for her – there was so much to learn and so many avenues for growth in the industry. Mel started in consumer banking where her passion to help her customers better understand the ins and outs of finance yielded great success and built many positive relationships. This quickly blossomed into eagerness to help business customers succeed financially. Mel moved into the Equipment Finance division of U.S. Bank a few years later and found that Leasing and Finance was truly where she belonged. After becoming CLFP certified, Mel was ready to give back and support future CLFPs obtain their certifications and immediately began volunteering to teach ALFP courses. Mel’s joy to help others and enthusiasm for education helped launch her into the new Director role with the CLFP foundation.

Lisa Whitehead, CLFP | First Foundation Bank

Lisa began her career in Equipment Finance as Sales Manager for a branch of AVCO Financial Services’ Equipment Finance Department before moving into a role as Customer Service Manager and then the Broker Division Representative in their newly formed Syndication Division.  Three years later, she moved to the Originator side of the business working for various third party originators in credit, documentation and funding before joining First Foundation’s Equipment Finance team just over five years ago when the division was in its infancy.  Lisa’s current role as Vice President, Sales & Service requires her to have a strong understanding of all aspects of credit and operational processes, enabling her to be a strong advocate for third party originators for the Equipment Finance Division.

Valerie Wood | Amur Equipment Finance

Valerie joined Amur in 2016 as part of the relationship development team and is located in Grand Island, Nebraska the company’s headquarters. In her current role, Valerie works directly with our relationship management team and focuses on training, development, and processes that provide efficiencies across the team and result in continued origination growth for the company and our partners. Valerie has more than 10 years’ experience in operations and sales support, and more than 5 years’ experience in equipment finance and leasing.


Todd Wainwright | Amur Equipment Finance

Todd joined Amur in 2015 as part of the Credit leadership team and is located in Grand Island, Nebraska, the company’s headquarters. In 2021, Todd assumed the role of Senior Vice President, Head of Commerce and Strategic Partnerships, and serves as an Executive Team member at the organization. In his current role, Todd is primarily responsible for developing and nurturing origination relationships with vendors and intermediaries as well as identifying and executing strategic and business development initiatives that lead to overall company growth. Todd has more than 20 years’ experience in credit, management and leasing.